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Why Pay for Help Managing Student Loans When It’s Free

The Secretary of Education John King recently spoke about the proliferation of student loan scam companies. He warned borrowers not to pay for help managing student loans. After all, you can contact...

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The Navient Lawsuit is No Surprise to Me

When the Consumer Financial Protection Bureau (CFPB) announced a gigantic Navient lawsuit suing them for breach of basically everything, I was not surprised at all. I’ve spoken with them many times on...

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Heartland ECSI Review: What Borrowers Should Know About This Loan Servicer

If you have private student loans, you may have heard of Heartland ECSI. Often lenders use payment collection services through a third party. Heartland ECSI is one of the oldest third-party student...

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